Debt Relief Order Search
Having searched for yourself or others with Peopletracer's people search, you may subsequently search Debt Relief Orders (DROs). The DROs are recorded in England and Wales from 2009 onwards, and they may be current or may have ended within the last 3 months.
How to search for someone’s Debt Relief Order
If you're a returning customer, all you need to do is login, perform a people search and access the DRO Search located within the 'Financial' tab.
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What is a Debt Relief Order (DRO)?
Introduced as an alternative to bankruptcy in 2007, DRO is a more immediate means for an individual to have debts written off.
Costing just £90 and applications allowed without attending court, DROs provide an easier alternative to bankruptcy for individuals who have less than £15,000 of debt and very few assets. To apply, individuals must reside in England, Wales or Northern Ireland.
What DRO information does Peopletracer provide?
Debtor's name and any aliases
Case number and description
Date of birth
DRO start date
The address and telephone number of the Insolvency Service Office used
What does it mean if someone has a DRO?
All debt repayments and interest are frozen for a year although certain types of debt are excluded such as mortgage payments, student loans and criminal fines. If the individual's circumstances haven't changed and improved sufficiently after the initial 12 months, all unsecured debts are written off.
As a form of insolvency, a DRO will remain on an individual's credit file for six years and will make it difficult for the individual to apply for credit in this period. It also means creditors cannot take any action to recover their debt within the first 12 months, known as a 'moratorium period'.
It may be difficult to open a new bank account but this will depend on the bank. Also, setting up limited companies or working as a director for a company is forbidden without prior permission from a court.Sign up